Business Acquisition Financing with SBA 7(a) Loans
Learn why SBA 7(a) loans are the leading choice for business acquisition financing in 2026. Discover the benefits, requirements, and how to finance your next business purchase.
SBA’s New $10 Million Financing Opportunity: What the Decoupling of 7(a) and 504 Loan Limits Means for Business Owners
SBA's New $10 Million Financing Opportunity: What the Decoupling of 7(a) and 504 Loan Limits Means for Business OwnersThe U.S. Small Business Administration has introduced one of the most significant changes to SBA lending in years, creating exciting new opportunities for entrepreneurs, franchise owners, and growing businesses.Effective July 4, 2026, the SBA has officially decoupled the cumulative borrowing limits for its 7(a) and 504 loan programs. While each program still maintains its individual maximum loan amount, borrowers are no longer restricted by a single combined SBA borrowing cap. Qualified businesses can now access up to $5 million through the SBA 7(a) program and an...
SBA’s New 90% Grocery Guarantee: A Timely Lending Opportunity for America’s Food Supply Chain
SBA’s New 90% Grocery Guarantee: A Timely Lending Opportunity for America’s Food Supply Chain The rising cost of groceries has become one of the most visible pressure points for American families. Every trip to the grocery store is a reminder that food prices do not move in isolation. They are shaped by the strength — or weakness — of the businesses behind the food supply chain: farmers, ranchers, processors, wholesalers, truckers, cold storage providers, and neighborhood grocery stores. That is why the Small Business Administration’s recent announcement about the first $30 million in loans delivered through its enhanced 90% Grocery Guarantee is worth paying attention to. On June 3, 2026,...
Heritage Bank’s SBA lending soars in two years since it formed key joint venture.
Heritage Bank’s SBA lending soars in two years since it formed key joint venture. One of Greater Cincinnati’s largest locally based banks has seen its Small Business Administration loans skyrocket in the two years since it formed a joint venture with a firm that specializes in those loans needed by many small companies. Erlanger-based Heritage Bank formed an exclusive joint venture in May 2024 with Louisville-based Venturus, a national direct small business lender that specializes in SBA loans. The move has paid immediate dividends. Venturus, which became Heritage’s SBA lending division as part of the venture, has made 208 SBA 7(a) loans, the most common type, for $126 million in the past...
SBA 7(a) Lending for Franchises: What Business Owners Need to Know
SBA 7(a) Lending for Franchises: What Business Owners Need to KnowFor entrepreneurs looking to open or expand a franchise, financing is often one of the biggest hurdles. Fortunately, the SBA 7(a) loan program has become one of the most popular and effective funding solutions for franchise businesses across the country.The SBA 7(a) loan is backed by the U.S. Small Business Administration and designed to help small businesses access capital with more flexible terms than many conventional loans. Franchise owners commonly use these loans for startup costs, equipment purchases, working capital, real estate, renovations, and even acquiring existing franchise locations.One major advantage of SBA...
SBA LENDING ELEVATED.
6510 Glenridge Park Place
Suite 8
Louisville, KY 40222
502.741.2403
info@theventurusgroup.com
Socialize with Venturus
SBA LENDING ELEVATED.
6510 Glenridge Park Place
Suite 8
Louisville, KY 40222
502.741.2403
info@theventurusgroup.com
Â
Socialize with Venturus